How it works
Just a few clicks and we handle the rest.
- 01
Upload your documents
Share your denial letter, policy details, discharge summary and any bills or reports.
- 02
AI builds your claim
We read your records, spot weaknesses in the denial, and find past Ombudsman wins like yours.
- 03
Get your appeal letter
A ready-to-send letter citing winning cases and IRDAI rules. Edit it, download it, send it.
After your letter is ready
1
Send to the Grievance Officer
Email or post your appeal to the insurer's Grievance Redressal Officer. They must reply within 15 days.
2
Escalate on Bima Bharosa
No reply, or still denied? Lodge a complaint on IRDAI's Bima Bharosa portal.
3
Approach the Insurance Ombudsman
Free, and you don't need a lawyer. File within one year of the insurer's final reply.